Privacy Policy

Data we collect

• Account details: your email address, name, hashed password, and, if you provide them, your phone number and time zone.
• Google sign-in: if you sign in with Google, we receive your name, email address, and basic profile information from Google.
• Data you add to the product: portfolios and transactions, watchlists, alerts, preferences, comments, and messages you send to our AI assistant. Comments you post can be visible to other users.
• Billing details: your plan, orders, and subscriptions. Payments are processed by Monobank, and we keep a payment token rather than your full card number.
• Device and session details: IP address, approximate location, browser details, and session times.
• Usage details: with your consent, information about how you use the website, collected by the analytics and advertising tools listed in our Cookie Policy.

How we use your data and our legal bases

• To create your account and provide the service, including AI features. This is necessary to perform our contract with you.
• To process payments and manage subscriptions. This is necessary to perform our contract and to meet legal obligations.
• To send account and service emails and the notifications you choose. This is based on our contract with you or our legitimate interest in keeping you informed.
• To keep the service secure, prevent abuse, and fix errors. This is based on our legitimate interest in running a safe and reliable service.
• To analyze how the website is used and to measure our ads. This is based on your consent, which you can withdraw at any time in Cookie settings.
• To comply with the law and respond to lawful requests.

Who receives your data

• Monobank, to process payments.
• Google, for Google sign-in and, with your consent, for Google Analytics and Google Ads.
• OpenRouter and the AI model providers it works with, to generate AI responses. This can include portfolio holdings and questions you submit to AI features.
• Microsoft Clarity and Plerdy, with your consent, for analytics.
• Meta, with your consent, to measure our ads.
• Telegram, where our team receives internal purchase notifications that can include your email address.
• Hosting, email, and infrastructure providers that help us run the service.
• Authorities and professional advisers, when the law requires it or when needed to protect our rights.

International transfers

Some of these providers process data outside your country, including in the United States and Ukraine, where data protection rules may differ from those in your country.

How long we keep your data

We keep personal data while your account is active and for as long as needed for the purposes above or as required by law, including accounting rules.

Deleting your account

You can delete your account in your account settings. We then delete or anonymize the personal data linked to it, except for limited records we need to keep, such as billing records and records that prevent the same email address from being registered again.

Your rights

Depending on where you live, you may have the right to:

• access the personal data we hold about you and receive a copy of it
• correct inaccurate data
• delete your data
• restrict or object to certain processing
• withdraw consent at any time, without affecting earlier processing
• complain to your local data protection authority

Cookies

We explain how we use cookies in our Cookie Policy.

Security

We use measures such as encrypted connections and hashed passwords to protect your data. No online service can be completely secure.

Children

Clear Report is not intended for children.

Changes to this policy

We will update this page and its date when this policy changes. If a change is significant, we will notify you.

Contact

To exercise your rights or ask about this policy, write to dmytro@clearreport.today.